some thoughts to share
Saving for the future is one of the things we’re focusing right now. We have dreams that we want to fulfill and goals that we want to accomplish. And one of which is getting a property here in Hong Kong. Hubby and I were thinking about this. It will not be taking soon but we’re considering this option once I have a permanent job. Since we’re paying a monthly rental fee, it’s much better paying for our own house- something like a rent to own thing. The only problem we may have is the down payment that’s way too high.
We then thought the option of getting personal loans or something like a home improvement loan. Hubby already tried getting loans from his office and since he’s a good payor, he didn’t have a hard time applying for his 2nd one. So I guess when we finally decided to take this option, I don’t think we’ll have difficulty to apply for another loan. At least this one have a low interest and automatically deducted from the salary.
Well, we know it would be another debt but a great investment to be. That’s why if we could save money for it then much better to get away from getting loans.
